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Three key things to include in every letter of explanation: The reason you declared bankruptcy. The steps you've taken to repair your credit. Your plan to pay back the loan you're applying for.
I am writing to you today about [reason for the letter]. I wanted to explain the situation to avoid miscommunications on both sides. [Two to three sentence explanation of the situation]. I apologize for any inconvenience this situation may have caused and hope to rectify it going forward by [plan to resolve the issue].
Be candid: When you know the bankruptcy is going to show up on a credit check, talk to the prospective employer before the results of the credit check come in. Prepare a brief explanation of why your credit is bad and share some basic details about the bankruptcy (but keep it brief).
Be candid: When you know the bankruptcy is going to show up on a credit check, talk to the prospective employer before the results of the credit check come in. Prepare a brief explanation of why your credit is bad and share some basic details about the bankruptcy (but keep it brief).
Bankruptcy is a legal proceeding initiated when a person or business is unable to repay outstanding debts or obligations.