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Dear Sir/Madam, I am writing to request that you stop the wage garnishment that is currently being imposed on me. I am unable to make the payments at this time due to [insert reason, such as financial hardship]. I have attached documentation that supports my claim.
Generally, a creditor must first file a lawsuit in district court for nonpayment and get a judgment against you. A judgment creditor can then get a wage garnishment order, which allows them to take part of your income from your paycheck.
The creditor will continue to garnish your wages until the debt is paid off, or you take some measure to stop the garnishment, such as claiming an exemption with the court.
No one creditor may issue more than one garnishment against the earnings of the same judgment debtor during any one 30-day period, but the court shall allow the creditor to file amendments or corrections of names or addresses of any party to the order of garnishment at any time.
Ordinary garnishments Under Title III, the amount that an employer may garnish from an employee in any workweek or pay period is the lesser of: 25% of disposable earnings -or- The amount by which disposable earnings are 30 times greater than the federal minimum wage.
Examples of exemptions which apply to money in a bank account include any support payments such as child support or alimony, social security, disability, retirement benefits, and supplemental security income (SSI) such as unemployment and workers compensation.
In Kansas, like under federal law, the maximum amount of your disposable earnings for any workweek, which may be garnished is the lesser of either: up to 25% of your disposable earnings or. the amount of your disposable earnings that's more than 30 times the federal minimum wage.
How to Stop a Wage Garnishment in Kansas. You have several available options for stopping a wage garnishment in the state of Kansas. Those options include paying off the debt and avoid judgement from creditors, appeal to the court, negotiate a payment plan, or file for bankruptcy.