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You can either request your credit history via a basic statutory report for free, or new customers can sign up to a free trial of CreditExpert which will include your Experian Credit Score, fraud monitoring and alerts, and tailored guidance on how to improve how lenders see you.
Where can I get a credit report? You can request and review your free report through one of the following ways: Online: Visit AnnualCreditReport.com. Phone: Call (877) 322-8228.
The landlord just needs your email, then the credit bureau verifies your identity directly and sends your landlord a verified report that does not include your personally identifying information.
The information in a credit check will vary based on the agency you use and how in depth of a report you pay for, but can include: Identifying Information: Confirmation of name, current and past addresses, date of birth, known employers, name of spouse, and Social Security number.
Get the tenant's written permission to run a credit check. Choose a credit reporting agency to work with. Confirm you're the landlord of the rental property. Pay any associated fees.