Notice of Denial of Credit for Personal, Family, or Household Purposes Based on Information Received From Person Other Than Consumer Reporting Agency
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Whenever credit for personal, family, or household purposes involving a consumer is denied or the charge for the credit is increased either wholly or partly because of information obtained from a person other than a credit reporting agency bearing on the consumer's creditworthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living, certain requirements must be met. The user of such information, when the adverse action is communicated to the consumer, must clearly and accurately disclose the consumer's right to make a written request for disclosure of the information.
- View Notice of Denial of Credit, Insurance, or Employment Based on Information Received From Consumer Reporting Agency
- View Letter Denying Consumer Credit and Notice of Rights under Equal Credit Opportunity Act
- View Request for Disclosure of Reasons for Denial of Credit Application Where Action Was Based on Information Not Obtained by Reporting Agency
- View Request for Disclosure of Reasons for Increasing Charge for Credit Regarding Credit Application Where Action Was Based on Information Not Obtained by Reporting Agency
- View Notice of Increase in Charge for Credit or Insurance Based on Information Received From Consumer Reporting Agency
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