Motion To Avoid Lien After Discharge
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How to fill out Motion To Avoid Creditor's Lien?
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FAQ
? Lien avoidance protects an individual debtor's. right to exempt property. ? A debtor can avoid judicial liens and non- possessory, non-purchase money security. interests in household goods (?NPMSIs?) to the extent that the lien or NPMSI ?impairs? the debtor's exemption in the property.
The Formula. Section 522(f) of the Bankruptcy Code allows a debtor to ?avoid the fixing of a [judicial] lien on an interest of the debtor in property to the extent that such lien impairs an exemption to which the debtor would have been entitled[.]?
In order to avoid a lien under § 522(f), the debtor must show: (1) that he has an interest in the homestead property; (2) he is entitled to a homestead exemption; (3) the asserted lien impairs that exemption; and (4) the lien is a judicial lien.
What Is a Motion to Avoid a Judicial Lien in Bankruptcy? A Motion to Avoid Judicial Lien is a motion your bankruptcy attorney can file in bankruptcy court to remove an involuntary judgment lien from your house or other property after you have completed bankruptcy.