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The Michigan Worker's Compensation Placement Facility is a non-profit non-governmental association formed by the Legislature in 1982 to provide worker's compensation insurance to Michigan businesses that cannot obtain coverage from private insurers.
The Form 43 is to be completed by the respondent (employer/workers' compensation insurance carrier) to notify the Administrative Law Judge, the claimant (employee/decedent), and all parties to the claim of its intention to deny the compensability of all or part of the claimant's claim to workers' compensation benefits.
The statute states that you should provide notice of injury to the employer within 90 days of the injury. However, you have up to two years from the date of injury, or the date the disability manifests itself, to file a workers' compensation claim.
Michigan Workers' Compensation Verification The state of Michigan provides a free online tool for verifying workers' compensation insurance coverage. Anyone can search by business name or FEIN. The results will only show the business name and policy number for employers who have coverage in the state being searched.
Any business with one or more employees is required to carry workers' compensation insurance in Michigan. This policy provides medical benefits for work-related injuries.
Chances are, your Michigan business is required to have workers' compensation insurance. You'll need workers' comp if you have three or more employees, or one employee working more than 35 hours per week for 13 weeks or longer. Both public and private employers need Michigan workers' compensation coverage.
The Michigan Workers' Disability Compensation Act (Act) established protections for workers who get sick or injured from the work they do. It makes benefits available to most workers regardless of who is at fault for the injury or illness.
Michigan Employer Exclusion Forms Employers that are permitted to exclude themselves from coverage must file Form BWC 337 with the Bureau of Workers' Disability Compensation.