Ocbc Refuse To Waive Late Charge
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FAQ
Step 1: Log in with your access code and PIN, fingerprint ID. On mobile app. ... Step 2: Navigate to ?Request fee waiver? / ?Credit card fee waiver? On mobile app. ... Step 3: Select the card that you would like to request a waiver for and submit a request. On mobile app. ... Step 4: And you're done! On mobile app.
Late Payment Charges S$100 if the minimum payment is not received by the payment due date. Annual Fees Please refer to .ocbc.com/cards for the respective credit card annual fees. S$15 or 8% of amount withdrawn whichever is greater.
How To Avoid Finance Charges. The easiest way to avoid finance charges is to pay your balance in full and on time every month. Credit cards often give you what's called a grace period, which is the span of time between the end of your billing cycle and when the payment is due on your balance.
Depends on the card, with bank credit cards and excellent credit, waiving of finance charges can and are done for the consumer. High interest cards I personally have never seen them waived. If you normally pay in full yes, they could do it once. Of course it depends on the situation and how much you fight with them.
But even the best account history doesn't guarantee that a card issuer will agree to take back an interest charge. The best way to go about asking your credit card company to waive interest charges is to call customer service and explain the situation that caused the interest.