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As a beneficiary you are entitled to information regarding the trust assets and the status of the trust administration from the trustee. You are entitled to bank statements, receipts, invoices and any other information related to the trust.
A court must grant you the power to withdraw money from the account if you're neither a joint owner or an account beneficiary. For example, an executor must produce proof of executor status and a certified copy of the death certificate to collect funds and place them in an estate account.
If a beneficiary requests access to financial institution statements and the executor refuses to provide them, the beneficiary can take legal action. They can follow the court for an order compelling the executor to reveal the requested information.
If your suspicions are correct and the executor is stealing from the estate, the executor may face several consequences such as being removed as executor, being ordered by the court to repay all of the stolen funds to the estate, and/or being ordered by the court to return any stolen property to the estate.
If you are the executor or administrator of a deceased person's estate and you need to access their bank account, you may need to provide the bank with: The death certificate of the account holder. A copy of the Letters Testamentary or Letters of Administration. Your government-issued identification.