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Your loanable amount will be the difference of your current loan balance and 80% of your contribution's Total Accumulated Value (TAV).
With Pag-IBIG Fund's Affordable Housing Program (AHP), members can borrow up to P580,000 to buy socialized house and lot packages, or up to P750,000 for socialized condominium units at a special rate of 3% per annum.
Download the MPL or Calamity Loan application form from the Pag-IBIG Fund website. Print, fill up, and sign. Two (2) witnesses shall sign the form as well. Scan the document or take a photo and send to the employer/company HR or authorized representative.
Pag-IBIG Loan Amount: How much is the first loan in Pag-IBIG? If you're a qualified member, you can borrow up to 80% of your total Pag-IBIG Regular Savings, which is composed of your monthly contributions, your employer's contributions, and the dividends that have been accumulated over time.
Pag-IBIG Salary Loan EligibilityHave a total Fund savings of at least 20b14,800 or at least a total of 24 months Membership Savings contributions. Have made at least one Membership Savings contribution within the last six months prior to the date of the loan application. Have a document of proof of income.