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The certificate of satisfaction shall be signed by the creditor or hisduly authorized agent, attorney or attorney-in-fact, or any person to whomthe instrument evidencing the indebtedness has been endorsed or assigned forthe purpose of effecting such release.
Once the deed of trust or mortgage is paid off, the lender prepares a Certificate and Affidavit of Satisfaction. The lender may record a Certificate and Affidavit of Satisfaction on behalf of the borrower or send the borrower the original to be recorded.
EFFECTIVE IMMEDIATELY: All deeds recorded in the City of Norfolk MUST comply with the new provisions of Virginia Code Section 17.1-223. All deeds must be prepared by the owner of the property or by an attorney licensed to practice in Virginia.
Typically, deeds contain the name of the current owner (the ?Grantor?), the name of the new owner (the ?Grantee?), the legal description of the real property, and the signature (notarized) of the Grantor. The deed will also describe how title is being held by the Grantee.
The official ownership records and subdivision plats are located in the Clerk of Circuit Court's office.
You may obtain the deed book and page number by searching for the document in the Court Public Access Network (?CPAN?) on one of the public computers in the Land Records Research Room or through a subscription.
Under Virginia State Law, these real estate assessment records are public information. Display of this property information on the internet is specifically authorized by the Code of Virginia §58.1-3122.2 (as amended).