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No, Florida law provides the right for a surviving spouse to receive some (not necessarily all) of a decedent's property. In Florida, surviving spouses will automatically inherit any property titled jointly with the rights of survivorship or as tenants by entries (see below).
No Named Beneficiaries and No Will If you have no will, then your bank account after death in Florida will pass to the named beneficiary. However, if there is no named beneficiary then Florida intestate laws step in. A state-appointed executor will follow these rules to distribute the money.
The line of inheritance begins with direct offspring, starting with their children, then their grandchildren, followed by any great-grandchildren, and so on. The legal status of stepchildren and adopted children varies by jurisdiction.
The first to inherit is the surviving spouse. There must be a valid marriage to be a surviving spouse. If there are no children, the spouse gets everything. Next in line are the children.
In an intestate situation, the surviving spouse receives all of the community property and a portion of the separate property based on a predetermined formula set out in probate law. If the decedent was not married but has children, then the children will inherit everything equally.