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Your furniture, appliances, clothing, sports/hobby equipment, and electronics are all regarded as personal property.
The best home inventories include photos, descriptions and dollar values of each of your belongings. The more detail, the better! It'll help you provide a comprehensive list to your agent of items lost in the event your home is damaged or destroyed, allowing you to get the most out of your coverage.
Home inventory tips Record detailed information: From recent purchases to older possessions, note the price, serial number, make and model, and when/where you bought the item, if possible. Keep receipts: Save email receipts or keep digital photos of paper receipts as they become difficult to read over time.
A written inventory: A comprehensive home inventory list catalogs your belongings and should include the item description (make, model and serial number, if applicable), value and purchase date. You can create your own list using a spreadsheet or fill out a home inventory checklist that's ready to go.
A simple, step-by-step process can help you get started and stay on track when creating your home inventory. Find an easy place to start. ... File recent purchases. ... Start with basic details. ... Take photos or a video. ... Document serial numbers. ... Categorize your belongings. ... Store receipts. ... Confirm high-value coverage.