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Workers' compensation is a state governed system of no-fault insurance that provides benefits to employees or their surviving dependents for work-related injuries, diseases, and deaths. All Delaware employers with at least one employee are required by the state to carry workers' compensation insurance.
Unlike health insurance, there are no employee payroll deductions for workers' compensation insurance. Workers' compensation provides benefits to your employees if they get sick from their work or injured on the job.
So in almost every state, the classification for clerical work is Code 8810. But in Pennsylvania and Delaware, it's Code 953.
The statute has two purposes; to provide scheme for assured compensation for work related injuries without regard to fault and to relieve the employees and employers of the burden of civil litigation. Compensable injuries are the exclusive remedy available to the employee, 19 Del. C. § 2304.
Coverage requirements in Delaware require every business with employees to carry workers' compensation insurance. The only exception is agricultural businesses, but they can still provide coverage for their employees if they desire. If they don't, they can be liable for any work-related injuries.
This benefit is ? of the difference between the employee's pre-injury wage and the current wage and is payable for a maximum of 300 weeks. Permanent Impairment Benefits are payable when an employee suffers a permanent partial disability as a result of a job-related injury or illness.
Some exceptions to the workers' compensation requirement exist. These exceptions include agricultural workers and household workers who earn $750 or less in any three month period. Corporations are allowed to exclude up to 8 officers from coverage if they are stockholders. LLC's may exclude up to 4 executive officers.
Delaware Workers' Compensation & Employee Injuries Notify you and request medical attention right away. Provide notice of any disability claim beyond three days after the date of injury. File an application with the Office of Workers' Compensation if there's a disagreement.