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The principal difference lies in the scope and protections offered. The Virginia Fair Housing Act extends protections to additional classes beyond those covered by the federal law, such as sexual orientation and gender identity. Therefore, it's advisable to familiarize yourself with both laws to ensure complete compliance and understanding of your rights.
You may file an administrave complaint with the Virginia Fair Housing Office (VFHO) or with the U.S. Department of Housing and Urban Development (HUD) within one year of the last date of the discriminaon. Upon request, HOME can provide assistance drafting your complaint.
It is unlawful for any person or other entity, including any lending institution, whose business includes engaging in residential real estate-related transactions to discriminate against any person in making available such a transaction, or in the terms or conditions of such a transaction, or in the manner of providing ...
Virginia's Fair Housing Law and Regulations apply to rental transactions (trying to rent an apartment or house), to sales transactions (trying to purchase a home), to financing transactions (trying to obtain a mortgage), to insurance transactions (trying to obtain homeowners or rental insurance), and to advertising ...
You can file a complaint with either office or both. (804) 367-8530 or (888) 551-3247 There is information on their webpage about your rights, the investigative process, and a link to file a Fair Housing complaint.
Under the Virginia Fair Housing Law, it is illegal for any mortgage lender to discriminate against any person because of race, color, religion, national origin, sex, elderliness (defined as age 55 or older), familial status, or handicap.