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Additionally, state law does not require that a police report is on file before the claims process can begin. However, if you have suffered injuries in a car accident in Texas, a police report could ultimately be essential for the claims process, especially if you are seeking to recover damages.
Do you need a police report to file an insurance claim in Illinois? No, you don't need a police report to file an insurance claim in Illinois. However, having a police report can be very helpful in getting your claim approved and the IDOI makes note that not having it may result in your claim being denied.
Yes, you can file an insurance claim without a police report. However, having one can speed up the process and help you prove the validity of the account of the accident. Filing a police report is beneficial to ensure you're protected should a situation arise.
Get No License Auto Insurance in Texas A driver's license is not necessary in Texas if you're never going to drive but still own a vehicle. You will also need insurance for the car to comply with state law, and you will have to name a primary driver. Your driver isn't required to live in your household to qualify.
You can still pursue a claim for accident compensation whether you're a licensed driver or not. Of course, the insurance company will argue that if you were unlicensed, you were uninsurable.