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Although USAA policies are only available to U.S. military members and their families, it is one of the best insurance companies for pit bull owners. USAA's homeowners and renters insurance policies don't enforce any dog breed restrictions.
Exclusion or waiting period - A period at the start of the policy when veterinary treatment is not covered, typically the first 14 days (but can be 30 days in some instances).
USAA Policy Coverage For example, if your pet bites a guest and the visitor needs stitches, your personal liability coverage helps cover the medical payments for the injured person's medical bills.
Renters insurance may cover pet damage as part of your policy's liability coverage. This may help protect your finances if your pet injures someone else or damages their property. However, renters insurance won't cover damage to your own property that's caused by your pet.
Some renters insurance companies may exclude coverage for certain dog breeds or for dogs with a history of aggressive behavior. A standalone pet liability insurance policy is a solution for excluded breeds, or if your renter's policy doesn't include pet liability coverage.