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In most bankruptcy cases, shortly after the final discharge order is entered by the court, the case is closed. However, this is not always the case. In some Chapter 7 bankruptcy cases, the case may remain open for months, or even years, after the discharge has been granted.
Dismissal of a Bankruptcy Case ? Dismissal ordinarily means that the court stopped all proceedings in the main bankruptcy case AND in all adversary proceedings, and a discharge order was not entered. Dismissal can occur because a debtor requested the dismissal and qualifies for voluntary dismissal.
Filers are usually hoping to get a bankruptcy discharge. That's the order that wipes out certain debts and gives you a fresh start. A dismissal is very different. It means your case has been stopped before the court granted a discharge.
If a bankruptcy was reported incorrectly or contains errors, you may be able to have it removed by filing a dispute. Otherwise, you'll need to wait until the bankruptcy leaves your report on its own?after seven years for Chapter 13 bankruptcy or 10 years for Chapter 7 bankruptcy.
If, however, you fall behind on your plan payment, the trustee can ask the court to dismiss your case. To save your case from dismissal, you'll want to act quickly by objecting to the trustee's motion. (If you'd like background information, you'll find the basics in Chapter 13 Bankruptcy.) Get debt relief now.