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Default judgments favor the plaintiff-creditor. Because the defendant did not respond to the plaintiff's lawsuit or appear in court, this ruling is automatic and generally results in a money judgment for the full amount owed along with other costs.
(a) Entry. When a party against whom a judgment for affirmative relief is sought has failed to plead or is otherwise subject to default judgment as provided by these rules or by statute and that fact is made to appear by affidavit, motion of attorney for the plaintiff, or otherwise, the clerk shall enter his default.
The correct option is c. A defendant does not file a written response to a plaintiff's complaint. Reason: The default decision or judgement by the court is taken when the defendant doesn't show up in the hearing and the court decided to take decision in favour of the other party.
Once the clerk (or judge) has completed the entry of default, the allegations in the plaintiff's complaint are deemed admitted and the defendant is no longer entitled to make affirmative defenses.
If the defendant does not answer the complaint, a default judgement is entered against him or her.