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If you find out that there is a default judgment against you, you can ask the court to set aside the noting in default and default judgment. If they do, you will get more time to file a Defence. To do this, fill out Form 15A ? Notice of Motion and Supporting Affidavit and file it with the court.
To have the defendant noted in default, you must: prepare an Affidavit of Service (Form 16B) for your Statement of Claim (Form 14A or 14D) prepare a Requisition for Default Judgment (Form 19D) file your affidavit and requisition with the court registrar.
The court must set aside a default judgment if you: have paid the whole amount owed (including any interest and costs) before the date the creditor entered judgment; sent back the acknowledgment of service form within the time limit; put in a defence within the time limit; or.
Getting a Certificate of Default Judgment is not the end of the Court process. If the Defendant does not voluntarily pay you the amount awarded in the Judgment, you must then take steps to enforce (collect) the Judgment. The Court does not collect the money for you.
If you were served with a lawsuit and didn't respond the other party may note you in default and proceed to obtain automatic judgement referred to as default judgement. This is a very serious situation. The only way to get out of this is to immediately contact a civil litigation lawyer.