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Stop using the credit cards Credit cards of the deceased are no longer valid.
Account Reported as "Deceased" One or more of your creditors may have reported an account or accounts on your credit report as being associated with a deceased individual. This can happen when someone else who may have been associated with the account, such as a spouse or co-signer, dies.
You can request and review your free report through one of the following ways: Online: Visit AnnualCreditReport.com. Phone: Call (877) 322-8228. Mail: Download and complete the Annual Credit Report Request form.
How do I obtain a credit report for a deceased person? The spouse or executor of the estate may request the deceased person's credit report by mailing a request to each of the credit reporting companies. Send a letter along with the following information about the deceased: Legal name.
Sample Letter to Request a Credit Report Dear Sir or Madam: I would like to request a copy of my credit report file. I am providing the following information to obtain the report. Please contact me if you have any questions or need additional information.