This is a generic form contract between a general agent of an insurance company and an independent agent. The independent agent is an independent contractor, but subject to the terms of the agreement.
In view of the fact that insurance is a closely regulated business, local state law and insurance regulations should be consulted when using this form.
Contract Between Insurance Without A Car
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How to fill out Contract Between General Agent Of Insurance Company And Independent Agent?
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FAQ
In most states, the names on a vehicle's registration and your proof of insurance don't have to be the same from a legal perspective. However, an insurer can decide not to insure a person whose name is not on the vehicle's registration. That's up to each insurer on a case-by-case basis.
If you drive regularly but don't own a car, a non-owner insurance policy provides liability coverage for bodily injury and property damage, meaning that it will cover you if you're liable for damages or injuries in an accident.
If you drive, but don't own a car, Progressive, the national insurance company, says, ?Non-owner insurance provides liability coverage for bodily injury and property damage.? This will cover you if you are liable for damages or injuries in an accident.
NC law states that anyone wishing to get a drivers license must first have proof of liability insurance. This makes it impossible for anyone without a vehicle or living in a household without a vehicle to get insurance unless they purchase a non owners insurance policy.
Car insurance is effectively a contract between yourself and an insurance company in which you agree to pay premiums in exchange for protection against financial losses stemming from an accident or other damage to the vehicle.