Credit Agreement With Klarna
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If this form requires notarization, complete it online through a secure video call—no need to meet a notary in person or wait for an appointment.
We protect your documents and personal data by following strict security and privacy standards.
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FAQ
Before you make a(nother) purchase with Klarna it helps to know how to qualify for Klarna's payment options.Make sure you are old enough. You need to be at least 18 in order to use Klarna's payment options.Have a positive credit history.Don't have a lot of debt.Connect your bank account.Don't give up.
Good to know:Attempting too many purchases in a short amount of time may result in being rejected (fraud prevention) The approval decision is not based solely on credit score, but rather multiple internal data points such as past payment history.
Klarna performs a soft credit check which does not affect your credit score and will not be visible to other lenders when: Deciding to Pay in 4. Preferring to Pay in 30 days. Use Monthly financing.
Klarna does not report on-time payments to the credit bureaus, though it may report missed payments. On-time payments can help build your credit score only if the lender reports them.
Klarna does not have a minimum credit score requirement for its pay-in-four credit product. While Klarna does not report on-time payments of pay-in-four loans to the credit bureaus, it may report missed payments.