Can an insurance company refuse to cover wildfires in its policy? No, the Oregon insurance code requires every homeowners insurance policy to include wildfire coverage.
The building codes will require new construction in high hazard areas in the wildland-urban interface to have fire-resistant features, and will only apply to an existing home if people make certain upgrades, such as fully replacing a roof or siding, said Mark Peterson, spokesperson for the state department overseeing ...
Under Oregon law, insurance companies have to include fire coverage in home policies. However, the catch is that they can decide not to renew a policy or not insure if there's a wildfire risk.
2024 Oregon wildfires Total fires 2,039 Total area 1,915,554 acres (775,197 ha) Impacts Deaths 14 more rows
In Oregon, the WUI is defined in state statute (OAR 629-044-1005 (m)) as “a geographical area where structures and other human development meets or intermingles with wildland or vegetative fuels.” The criteria for mapping that geographical area are defined in OAR 629-044-1011.
The highest concentration of high risk wildfire zones are located in Oregon's southwest, central and eastern areas, ing to the map.
As state officials grapple with wildfire expenses, insurance claims have skyrocketed in Oregon. Natural disasters are a big reason for that increase since 2020, ing to Andrew Stolfi, the director of the Oregon Department of Consumer and Business Services and the state's insurance commissioner.
As Oregon's largest fire department, ODF's Fire Protection Program protects 16 million acres of forest, a $60 billion asset. These lands consist of privately owned forests as well as some public lands, including state-owned forests and, by contract, US Bureau of Land Management forests in western Oregon.