Authorized users can make purchases on behalf of the business. They can track their own spending and monitor their card activity, but they can't view overall account details. Account managers have greater access to your account—they can manage authorized users, monitor account finances and make payments.
Log in to Online Banking and navigate to your credit card Account details page, then select the Statements & Documents tab. You'll have access to your credit card statements and also be able to request paper statements.
The authorized user will likely not receive a monthly statement for the credit card. However, some credit cards can break out spending made by the authorized user within the balance statement so the cardholder can understand which charges were made by whom.
The authorized user will likely not receive a monthly statement for the credit card. However, some credit cards can break out spending made by the authorized user within the balance statement so the cardholder can understand which charges were made by whom.
Authorized users on credit cards can make purchases, review their transaction history and dispute unauthorized charges. However, they don't have complete access to or control over the credit card account, and they aren't ultimately liable for the debt.
Online: Card issuers usually send credit card statement to your registered email ID on the same date every month, which is known as the billing date. Another way to access your credit card statement online is by logging into your bank's net banking portal.
Your authorized user can see account activity and initiate transactions. You can also allow this user to see statements, view check images and/or approve transactions initiated by other users.
An authorized user is someone who's been added to a credit card account by the card's owner, also known as the primary cardholder. The authorized user can make purchases with the credit card as if it were their own.
It's simple: A credit card authorization form typically includes the following general information to ensure a smooth transaction process: Cardholder's name. Card number. Card network. Credit card expiration date. Billing address. Contact information. Authorized amount. Cardholder's signature.
How can I add my spouse as an authorized user? You can typically add your spouse as an authorized user to your account by calling your card issuer or going through the issuer's online portal.