While having a bank account can make the process of obtaining a Credit Card easier, it is not a pre-requisite. In fact, people can now get a Credit Card without a bank account, making it more convenient for those who prefer alternative financial solutions.
You can get a credit card from any bank whether you bank with them or not and use the card however you'd like with no restrictions.
You will need to provide us with: Your most recent bank statement (with your name as account owner) showing your income credits over a consecutive 3 month period, with your most recent credit made within 30 days of your credit card application.
Document Required Identity Proof (Any one): Passport, Photo Pan Card, Voter ID card, Aadhar Card, Driving License, Job Card issued by NREGA signed by State Govt. Address Proof (Any one): Passport, Aadhar Card, Driving License, Voters ID Card, Job Card issued by NREGA signed by State Govt.
To apply for a credit card, you actually don't need to open any kind of bank account. However, having an account with the issuing bank can make it easier for you to get approved for the credit card of your choice. But in most cases, it's not a requirement.
To apply for a credit card, you actually don't need to open any kind of bank account. However, having an account with the issuing bank can make it easier for you to get approved for the credit card of your choice. But in most cases, it's not a requirement.
Because there's no credit check or bank account required, prepaid cards unlock new possibilities for everyone.