While having a bank account can make the process of obtaining a Credit Card easier, it is not a pre-requisite. In fact, people can now get a Credit Card without a bank account, making it more convenient for those who prefer alternative financial solutions.
4. Do I need to hold an HDFC Bank account to apply for a credit card? No, not necessary. You can apply for an HDFC Bank credit card even if you are not an existing customer.
Ing to cardholder reports, uses a 2/3/4 rule: You can only be approved for two new cards within a 30-day period, three cards within a 12-month period and four cards within a 24-month period.
You may be asked to provide recent financial documents (such as payslips or bank statements) when applying.
Yes, you can apply for a credit card with any bank that's not your own bank. For example, you can get a credit card with RBC even if you bank exclusively with TD. You don't need to have a bank account in order to apply for a credit card and you can simultaneously have multiple credit cards from different banks.
Documents required Identity proof: Aadhaar Card, PAN Card, or Voter's ID. Address proof: You can use your Aadhaar Card, Passport, or recent utility bills.
Simply text "TXN" to HDFC mini statement no. 5676712 from your registered cell phone number. They will receive a statement for their HDFC Bank account in a matter of seconds. This service does not require an internet connection, and one can receive details about their most recent transactions by SMS.
Via Visiting the Branch You can visit the nearest HDFC Bank to request for the statement. Once the relevant form has been filled and submitted, the credit card statement via post.
Documents Required to Apply for an HDFC Credit Card Identity proof documents such as a Voter ID, Aadhaar card, driving licence, etc. Address proof papers such as rental agreements, utility bills, etc. Income proof documents such as the latest payslips or the previous 3 years IT returns.