If you use a Credit Card, you will receive a statement every month, which records all the transactions you have made during the previous one month. Depending on how you have opted to receive it, you will get the Credit Card statement via courier at your correspondence address or as an email statement or both.
You can get a credit card from any bank whether you bank with them or not and use the card however you'd like with no restrictions.
Log in to Online Banking and navigate to your credit card Account details page, then select the Statements & Documents tab. You'll have access to your credit card statements and also be able to request paper statements.
The credit limit offered on such cards is usually a certain specific percentage of the Fixed Deposit value. Such cards may also come with spending limits. When you apply for a Credit Card, you don't necessarily need to hold a bank account with the card issuing bank.
You can get a credit card from any bank whether you bank with them or not and use the card however you'd like with no restrictions.
In short, no. You don't have to be an existing customer with a bank to open a credit card there. Widening your search to banks you don't already have a relationship with may even lead you to more rewarding offers. Here are some things to consider as you weigh all the options.
No, you cannot have a credit card without having a bank account. Credit cards are typically issued by banks or credit unions, and you must have a bank account in order to be approved for a credit card.
If you do not have access to online banking, you can call your bank's customer service line. They can help you get a paper copy of your statement. You can find the number for customer service on the back of your debit card or in the contact section of the bank's website.
While having a bank account can make the process of obtaining a Credit Card easier, it is not a pre-requisite. In fact, people can now get a Credit Card without a bank account, making it more convenient for those who prefer alternative financial solutions.
The most common types are paper statements mailed to account holders, electronic statements that can be accessed online or through mobile apps, and consolidated statements for accounts held across many financial institutions.