No, you cannot have a credit card without having a bank account. Credit cards are typically issued by banks or credit unions, and you must have a bank account in order to be approved for a credit card.
You can obtain both bank and credit card statements either electronically through online banking or mobile apps, or in paper form via mail. Most financial institutions allow you to access your statements by logging into your account online.
A monthly bank statement for an interest-bearing account will include interest the customer has earned. If it's a credit card statement, it will show how much interest the customer is being charged during the billing cycle and total interest charges for the year.
In short, no. You don't have to be an existing customer with a bank to open a credit card there. Widening your search to banks you don't already have a relationship with may even lead you to more rewarding offers. Here are some things to consider as you weigh all the options.
Via Internet Banking Visit the Standard Chartered credit card net banking of the bank. Log into your account. Select 'Card Services' Hover over 'Card Information' and click on it. Choose the statement you want to see. You can now download your statement.
Getting a copy of your bank statement is easy. Your online banking page will list out all of your statements. From there, you can download a PDF or request a paper version by mail. You can also call your bank's customer service line for help.
You will need to provide us with: Your most recent bank statement (with your name as account owner) showing your income credits over a consecutive 3 month period, with your most recent credit made within 30 days of your credit card application.
Sharing your bank statement with third parties without verifying the receiver can put you at risk for identity theft. Your bank statement contains personal details such as your name, address, email ID as well and bank account number. Scammers can use this sensitive information to commit fraud.
Yes, lenders ask for bank statements to assess your financial standing via: Your monthly income. Your spending patterns. Payments towards loans and credit cards.
Download Bank statement Related FAQs Login into your net banking account, choose the account you want the statement for and the period, and then you will be provided with format options. You can select the PDF format and download the statement.