Response: Card issuers are prohibited from issuing unsolicited credit cards and are required to seek prior and explicit consent from the customer before issuing a card.
In short, no. You don't have to be an existing customer with a bank to open a credit card there. Widening your search to banks you don't already have a relationship with may even lead you to more rewarding offers. Here are some things to consider as you weigh all the options.
No, you cannot have a credit card without having a bank account. Credit cards are typically issued by banks or credit unions, and you must have a bank account in order to be approved for a credit card.
Banks That Provide Credit Cards Without Proof Of Income State Bank of India. Bank of Baroda. Kotak Mahindra Bank. Axis Bank. Central Bank of India.
You will need to provide us with: Your most recent bank statement (with your name as account owner) showing your income credits over a consecutive 3 month period, with your most recent credit made within 30 days of your credit card application.
Proof of Income Salaried individuals may need to provide: Recent Salary Slips. Form 16 or Income Tax Returns. Bank Statement from the last 3 to 6 months.
Log in to Online Banking and navigate to your credit card Account details page, then select the Statements & Documents tab. You'll have access to your credit card statements and also be able to request paper statements.
You can request a physical copy of the statement from the bank by calling the customer care department or by visiting the nearest branch.
You can get a credit card from any bank whether you bank with them or not and use the card however you'd like with no restrictions.
Key points about credit card statements Depending on your preferences, you'll receive your statement by post, or online. It includes your statement balance, the minimum payment amount and due date, a list of transactions since your last statement, a breakdown of your balance and useful account information.