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Location: Fees are generally higher in urban areas like Philadelphia compared to suburban regions such as the Main Line. Age and Condition of the Building: Older buildings may require more maintenance, leading to higher fees.
Which state has the most HOAs? In 2024, Florida has the most homes belonging to HOAs. Out of 8.9 million homes in Florida, 3.9 million of those are in HOAs–which is about 45%. This number is closely followed by Colorado, with 893K homes in HOAs out of 2.3 million homes–a rate of 38.6%.
The local law supersedes the rules and regulations of the HOA, meaning that HOAs must ensure they are operating under the law.
In Philadelphia, PA, homeowner associations (HOAs) must comply with both state and federal regulations. Enforcing the rules and resolving disputes are key responsibilities of an HOA. These tasks ensure fair treatment and address any violations within the community.
For instance, in Pennsylvania, HOAs are regulated by the Uniformed Planned Community Act (UPCA). This act applies to all planned communities with more than 12 units and creates responsibilities for HOAs to oversee these communities. That said, HOAs typically have documents that regulate themselves.
Iniums in Pennsylvania are governed by the Uniform inium Act, 68 Pa. Stat. §§ 3101 to 3414 (the “UCA”). Although “inium” is a term generally used to refer to an individually-owed unit, it is also a form of ownership where property other than the individual unit is deemed to be common property.
In Pennsylvania, homeowner associations (HOAs) are governed by specific state laws to maintain order and regulate affairs within planned communities. These regulations are primarily outlined in the Uniform Planned Community Act (UPCA), codified in Title 68, Chapters 51-54 of the Pennsylvania statutes.
The Pennsylvania General Assembly enacted Act 115, which amends Title 68 of the Pennsylvania Consolidated Statutes and impacts the governance of homeowners associations (also known as planned communities), inium associations and cooperatives in the Commonwealth.
Many HOAs maintain a website where governing documents are posted. To find HOA rules and regulations online: Navigate to the HOA's official website. Look for sections labeled “Documents,” “Governing Documents,” or “Rules and Regulations.”