In general, funds from checks deposited to your account are available on the first business day after the day we receive the deposit. In some cases, we will not make all funds from checks deposited available the next business day, however, the first $225 of your deposits will be available.
Using PNB ATMs, you can withdraw as much as P40,000 per transaction. If you use other ATM networks in the Philippines, transaction limit is P10,000 and corresponding charges shall apply.
Is there a limit on how much I can withdraw at the ATM? The ATM withdraw limit for all accounts, except Student accounts, is $600 per day. Student accounts are limited to $250 per day.
Often, banks will let you withdraw up to $20,000 per day in person (where they can confirm your identity). Daily withdrawal limits at ATMs tend to be much lower, generally ranging from $300 to $1,000.
There is no minimum daily balance requirement and no monthly maintenance fees. Plus, you get online banking and our mobile banking app that put you in control of your account 24/7. Opening a Simply Checking account is fast and easy.