Eligible Homeowners Household income is equal to or less than 150% area median income (AMI), which varies by locality.
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The Foreclosure Prevention Grant Program helps homeowners who have fallen behind on mortgage payments and are at risk of experiencing homelessness. The City's Division of Housing and Community Development (DHCD) partners with a local agency to administer the program.
Homeowners' Emergency Mortgage Assistance Program: HEMAP provides financial assistance to Pennsylvania residents who face losing their primary residence through foreclosure.
Second, before a residential mortgage can be foreclosed in Pennsylvania, the lender must give a 30-day notice of intention to foreclose (also known as an Act 6 Notice), giving the borrower an opportunity to cure, and prohibiting the lender from collecting attorneys' fees incurred during the notice period.
Foreclosures in Pennsylvania don't have a fixed time frame, but depending on your case's specifics and whether you decide to fight the foreclosure, it might take anywhere from a few months to over a year.