filing is available in all Maryland jurisdictions.
Anyone can file criminal charges simply by swearing out a charging document before a commissioner. Maryland law allows individuals to initiate criminal charges through a District Court commissioner.
Once the waiting period passes, there are three different ways you can collect on the judgment: Garnishing the other person's wages; Garnishing the other person's bank account; or. Seizing the other person's personal property or real estate.
What is it? A confessed judgment clause is a provision in an agreement that states that a creditor can obtain a judgment against a consumer without following regular court procedures. The creditor does not have to take you to court to collect, and you cannot raise any defenses.
If the defendant owns real property, you can enforce your judgment by levying and executing on the property. That is, the property will be sold at the courthouse to settle your claim. You may also execute on personal property.
RECOVERY OF PROPERTY OR VALUE AFTER JUDGMENT--DETINUE. (a) Action. (1) A person claiming the right to possession of personal property may file an action under this Rule.
Judgment by confession may be entered by the circuit court clerk upon the filing of a complaint accompanied by the original or a copy of the instrument authorizing the confessed judgment and an affidavit specifying the amount due and stating the address of the defendant. Md. Rule 2–611(a).