The Certificate of Title serves as a crucial legal document for those seeking clarity and assurance regarding property ownership, especially in relation to title loans in Wayne. It provides a thorough examination of public records to confirm that the title is vested in the specified owner, tracing back to a valid deed at least thirty-two years prior. Key features include sections for mortgages, protective covenants, easements, and any existing liens such as tax liens, ensuring all relevant claims are disclosed. Users should understand that the attorney conducting the examination does not certify matters that may need an on-site inspection or that might be improperly indexed. This form is particularly beneficial for attorneys, partners, and paralegals involved in real estate and loan transactions, as it helps them identify potential issues that could affect title loans. Filling out this form requires precise information about the property and its history, along with proper identification of existing claims. The document's clear structure aids legal assistants in ensuring completeness and accuracy, streamlining the process for users with varying legal experience. It ultimately enhances the transparency of property titles, fostering trust and reliability in real estate dealings.