The Certificate of Title is a crucial legal document utilized by attorneys dealing with title loans in Mecklenburg. This form provides a comprehensive certification of the examination of public records related to property ownership and potential encumbrances. Key features of the form include the confirmation of fee simple title, detailing any mortgages, protective covenants, easements, and any existing liens. The instructions specify that attorneys must conduct a careful review of various public records and highlight the limitations of their certification, particularly concerning rights of possession and potential undisclosed issues. This form is particularly beneficial for attorneys, partners, owners, associates, paralegals, and legal assistants working in real estate or financial sectors, as it streamlines the process of establishing clear title to property. By utilizing this document, legal professionals can ensure that all parties are informed of the property's status, enhancing transparency in title loans. Filling out the form requires accurate information regarding the property and thorough understanding of legal language, making it essential for legal staff to pay close attention to detail. In summary, the Certificate of Title serves as a foundational tool for ensuring legal clarity and protection in real estate transactions.