Step 1: Identify the reserve ratio. In this video I explain the reserve requirement, the money multiplier, and how money is created.The money multiplier declined significantly during the period 1930–1933 and also during the recent financial crisis of 2008–2010. ∆M = 100 1−(1− f) = 100 f = 1000. The document discusses the money multiplier concept, which shows how a change in the monetary base leads to a larger change in the money supply. 51-2a-102 Definitions. As used in this chapter: (1) "Accounting reports" means an audit, a review, a compilation, or a fiscal report. Departmental Deposits is an online application that allows departments to prepare electronic deposits. If you're ready to retire and receive a retirement benefit, you must complete the appropriate retirement application form and submit it to TRS. Complete the table below demonstrating your knowledge of bank reserves and the power of the money multiplier.