Ohio is one of four states where workers' compensation insurance is provided through the state itself rather than through private insurance companies. You can apply for WC insurance from the state by completing the BWC's Form U-3, Application for Ohio Workers' Compensation Coverage, online.
How to File for Workers' Compensation in Ohio Report the Injury to Your Employer. Seek a Medical Evaluation. Complete the First Report of Injury (FROI) ... Wait While Your Claim is Decided. Contact Our Ohio Workers' Compensation Attorneys.
The Ohio Bureau of Workers' Compensation (BWC) can take up to 28 days to decide on your full claim, including other benefits besides medical, but it sometimes moves faster. Typically, all benefits start within a month. You become eligible for lost wages payments after you lose seven days of work.
Monetary compensation for lost wages is calculated based on your earnings at the time of the injury and how long you are expected to be out of work. In cases where your capacity to earn is permanently affected, settlements might include calculations for future lost earnings.
In general, any accident that occurred at work - or any accident that occurred while performing work-related tasks - is covered under workers' compensation law. This includes traumatic injuries that occur because of an accident as well as injuries that develop over time (such as carpal tunnel syndrome).
The maximum total payments are limited to $50,000, and several expenses have caps. Payments cannot be made for pain and suffering or for stolen, damaged, or lost property. The Attorney General's Office will not reimburse victims for expenses that can be covered by any other available sources, such as insurance.
Marsy's Law, the Ohio Crime Victims' Bill of Rights, was overwhelmingly approved by voters in November 2017. The law affords victims certain rights, including the right to be present and heard at all court proceedings, receive notice of release of the offender, and offer input on plea deals.