Medical evidence is going to be an important part of documentation for a PTSD disability claim. Medical records, whether a private physician, VA doctor, or in-service treatment will be a way to demonstrate the frequency, duration, and severity of symptoms.
A deferred rating decision is issued when the veteran's claim is either underdeveloped—so, meaning it lacks evidence necessary to make a decision—or incomplete. A deferral is neither an approval, an award, or a denial.
In addition to the claim form, VA suggests that veterans seeking PTSD benefits also fill out and submit VA Form 21-0781 – Statement in Support of Claimed Mental Health Disorder(s) Due to an In-Service Traumatic Event(s).
The NC 457 Plan is a deferred compensation plan available exclusively to those North Carolina public employees whose employers offer the Plan. This includes full-time, part-time and temporary employees. The Plan is also available to elected and appointed officials, along with rehired retired employees.
Say where, when, and what unit you were in when the event happened. Provide as much detail as you're able to, and describe the feelings you had about what happened. Don't diminish the stressful experience you had and don't make it seem even more severe than it was.
To learn more about the NC 401(k) and Roth Savings Plans and NC 457 Plans, visit the Supplemental Retirement Savings page on the North Caroling Retirement Systems' Website. The State matches contributions made by State employees. Retirement, disability, monthly income and medical benefits are also available.
403(b) and 401(k) plans are both tax-advantaged retirement savings plans sponsored by employers for their employees. The biggest difference in the 403(b) vs. 401(k) is that the 403(b) is strictly for government and non-profit employees while the 401(k) is for employees of companies in the private sector.
TSERS is a Defined Benefit Plan, which means retirement benefits are based on salary, years of service and a retirement factor. The formula for TSERS is: Average salary based on the 48 highest consecutive months of earnings. Multiplied by a Retirement Factor of 1.82% (set by state statute)
The UNC System 457(b) Plan is a defined contribution plan. This means the value of your retirement benefit is based on the contributions you make to the plan, how you invest them and how your investments perform. See the UNC System Supplemental Retirement Plan Decision Guide for more information.