Bank letter: A bank representative can provide an official document that includes the same information as a voided check. An official bank letter should contain the business name, full routing and account numbers and signed by a bank representative.
Let them know you're signing up for direct deposit and they'll give you the information you need. Alternatively, many online banking services provide account holders with direct deposit information that you can provide to the payor, including a form you can download and use in place of a void cheque.
Direct Deposit Forms: Lacking a void cheque, many employers and companies offer direct deposit forms which require the same details found on a cheque. Simply fill in your banking details, usually available in the “Account Info” section of your online bank portal.
If you need to sign up for direct deposit but don't have a voided check, you can usually follow these steps: Contact Your Bank: Reach out to your bank or credit union and ask if they can provide you with an alternative document or information needed for direct deposit. Many banks can provide a direct deposit form.
If you don't have a voided check, perhaps a printed out copy of those number will suffice. I say printed just because the whole reason they ask for a voided check is the frequency with which people mess up those numbers, so printing it out makes it less likely to be in error (and cause payroll a headache).
Most employers will ask for a voided check to set up your direct deposit in addition to filling out a form. They ask for this because a check has all the information your employer needs to help ensure your paycheck is deposited in your account. If you don't already have checks, you can order checks online.
Let them know you're signing up for direct deposit and they'll give you the information you need. Alternatively, many online banking services provide account holders with direct deposit information that you can provide to the payor, including a form you can download and use in place of a void cheque.
Alternatives to Void Cheques Online Banking Portals: Many banks now offer the option to download a digital void cheque or equivalent banking details directly from their websites. Direct Deposit Forms: These forms, provided by your financial institution, can replace void cheques in most scenarios.
To void a check, write the word "VOID" in large, permanent letters on the front of the check. A voided check may be necessary to set up direct deposits, automated clearing house (ACH) transfers, or electronic bill payments.
If you can go in person to your bank, they can usually print a few checks with your account and the routing numbers. They won't have your name or be numbered.