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Public Records On Credit Report In Collin
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State:
Multi-State
County:
Collin
Control #:
US-004-PR
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Word;
Rich Text
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Learn which public records appear on your credit report and how long they remain in your credit file, plus how to check your credit report. Currently, the only type of public record that should be present on your credit report is a bankruptcy.Not a Permanent Change. TransUnion reports public record items from federal bankruptcy courts and other public record sources. Public records with negative information can reside on your credit report for a whopping seven to ten years, depending on the type of record. "Public Records" can be used to ADD INFORMATION TO a credit report (e.g. The report must include both credit and public record information for each locality in which the borrower has resided during the most recent two-year period. A credit report public record is the section on your credit report reserved for public records. Public records remain on your credit report for 7 to 10 years. Civil judgments and tax liens do not meet these new requirements, so they were removed from credit reports.