Your letter should clearly identify each item in your report you dispute, state the facts, explain why you dispute the information, and request that it be removed or corrected. You may want to enclose a copy of your credit report with the items in question circled.
Keep in mind that all these strategies take planning on your part to make them work. Find a landlord who doesn't need a credit check. Ask a real estate agent about your options. Prove your income and savings. Explain your poor credit history. Highlight how you're addressing credit issues. Consider paying more upfront.
The letter should include an explanation regarding the negative event, the date it happened, the name of the creditor and your account number. It should also include an explanation of why you don't see this problem happening again.
How to Apply for a Letter of Credit. The exporter and their bank must be satisfied with the creditworthiness of the importer's bank. Once the Sales Agreement is completed, the importer applies to their bank to open a Letter of Credit in favor of the exporter.