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Judgment Against Property With Notice To Garnishee In Washington
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State:
Multi-State
Control #:
US-0025LTR
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Word;
Rich Text
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FAQ
It means that whatever was being garnished, wages or bank accounts, are no longer subject to the writ of garnishment.
Dear (Creditor's Name), I am writing to formally request the cessation of wage garnishment related to my account number (Your Account Number). Due to (briefly explain your situation, eg, ``a recent job loss'' or ``significant financial hardship''), I am unable to meet my current financial obligations.
Stop Washington wage garnishment by filing a claim of exemption. Filing a claim of exemption in Washington State is a legal process that allows you to protect a portion of your income from wage garnishment. The reason for exemption could be that your income: Falls beneath the federal poverty line.
If you have debt, the person or company you owe might sue you or try to “garnish” your bank account or paycheck. The law might protect (exempt) some of your income and property from garnishment by creditors, even when a creditor has a court order against you.
It is possible to stop a wage garnishment order by attacking the underlying court order (such as by filing a motion to vacate the judgment), petitioning the court, or seeking an exemption.
What Is the Washington Wage Garnishment Process? The garnishment process often starts after a creditor gets a judgment in court against a debtor. If a creditor gets a judgment against you, your employer will get a notice. The notice tells your employer they must withhold a specific amount of your wages.
When a person owes a debt and is in collections, the creditor may go to court to get a judgment against that person. That judgment can then be used to garnish the person's bank account.
These amounts only apply to wage garnishments and are irrelevant for ongoing (as opposed to delinquent) child support being enforced. State minimum wage - Consumer debt: Consumer debt exemptions are based on either 80% of disposable income or 35 times the state minimum wage which is now (2024) set at $16.28.
Federal law limits wage garnishments to 25% of your disposable income (15% for federal student loans) or the amount exceeding 30 times the federal minimum wage, whichever is less.
Depending on the type of case, judgments are usually effective for 10 years from the date of entry, and can be renewed for an additional 10 years. Specific information is found in RCW Section 4.56. 210 and RCW Section 6.17. 020.
More info
If the garnishee holds other property of yours, some or all of it may be exempt under RCW 6.15. 010, a Washington statute that exempts property of your choice.The Office of the Administrator for the Courts provides a complete set of Garnishment Forms which may be viewed and downloaded online. To get a wage garnishment, a creditor must first go to court and get a court order and judgment. The garnishment process is based on state laws. If you are using this outside King. The employee gets notice of the garnishment, and if they have some basis for challenging it, that is up to them. Once a creditor has a judgment, they still have to go through additional procedures to garnish wages. I am still working on getting the copy of the original judgment and service notice. 060 - Application for writ—Affidavit—Fee.
