Judgment Lien Forms With Mortgage In Pennsylvania
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FAQ
Take the certified docket sheet and a notice of judgment for each judgment debtor (see above) to the common pleas court clerk in each county where you want a judgment lien. Ask that the certified docket sheet be recorded in the county judgment index. Once that's done, you've got a judgment lien in that county.
Lien must be filed w/in 6 months after last labor or materials furnished. In Pennsylvania, an action to enforce a mechanics lien must be initiated within 2 years of the date of filing the lien claim. This deadline may not be extended, and failure to meet the deadline results in the lien becoming unenforceable.
A property owner can choose to place a lien on their property. A voluntary lien is a claim over the property that a homeowner agrees to give to a creditor as security for the payment of a debt. A mortgage lien is the most common type of voluntary real estate lien, also called a deed of trust lien in some states.
For example, a mortgage has priority over a judgment lien if the lender records it before the judgment creditor records its lien.
In order to perfect your lien claim, it must be filed in the prothonotary's office of the county court where the property is physically located. A “prothonotary” is just an old-school term for the chief clerk of the court. If the property is located in more than one county, then the claim should be filed in both.
An abstract of judgment is a summary of a judgment that states how much is owed for the debt, including attorneys fees and interest. The abstract of judgment is necessary in order for an unsecured creditor to record a lien against real property in California.
To obtain a judgment lien, you must first record the judgment with the court of common pleas in the county where the debtor owns property. The lien will stay in effect for five years, but can be renewed, if the debtor does not sell the property within that time period.
In Pennsylvania, if a creditor sues you and obtains a judgment, it can become a lien against your home or other real property. (If the judgment is from another county, the creditor would need to transfer it to your county.) However, a creditor without a judgment cannot lien your property.
In some states, a judgment lien can attach to any property owned by the debtor. In Pennsylvania, though, a judgment lien can only be placed on real property.
In order to perfect your lien claim, it must be filed in the prothonotary's office of the county court where the property is physically located. A “prothonotary” is just an old-school term for the chief clerk of the court. If the property is located in more than one county, then the claim should be filed in both.
