Judgement Lien On My Property In Massachusetts
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The creditor files the judgment with the registrar of deeds in any Massachusetts county where the debtor has real estate now or may have real estate in the future. For liens on personal property, the creditor files a copy of the judgment with the city or town clerk.
A lien which results from a judgment shall terminate not later than twenty years from the date it was created.
Ing to the law in Massachusetts, when a mechanic's lien must be filed depends on whether you have directly contracted with the owner of the property. Generally, a notice of contract must be recorded no later than 90 days after you have supplied materials and/or labor to the job site.
A creditor must file and be approved for a property lien through a county records office. Different states may have their own processes for lien filing. Often, the creditor will notify the debtor of the lien.
Creditors typically acquire property liens through your voluntary consent. On the other hand, creditors get judgment liens after winning a lawsuit against you for a debt you owe.
Generally, the Registry of Deeds is responsible for filing liens and typically allows interested individuals to search its database for liens on any property in the state. Most documents filed with this office are available online.
Massachusetts mechanics liens are a two-part filing, with a notice of contract (or notice of subcontract) required to be filed and verified first, and a statement of the amount due filed after.
