Personal Injury For Insurance In Washington
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FAQ
General Personal Injury Claims: In Washington State, the statute of limitations for general personal injury claims is three years from the date of the injury.
Washington's Statute of Limitations Personal Injury Claims: If you were injured in the accident, you generally have three years from the date of the accident to file a personal injury lawsuit against the at-fault party.
Personal injury protection (PIP), also known as no-fault insurance, covers medical expenses and lost wages for you and your passengers if you're injured in an accident. PIP coverage protects you regardless of who's at fault.
Time limits The most common claim in a personal injury case is negligence and the time limit for this is 3 years. This means that court proceedings must be issued within 3 years of you first being aware that you have suffered an injury.
Most states generally have two years to file a claim. Some states can have as long as six years and others as short as one. Always double-check, and when in doubt, contact a personal injury lawyer for further assistance.
In Washington State, PIP coverage is not mandatory, but insurance companies are required to offer it. When purchasing an auto insurance policy, you must actively decline PIP in writing if you choose not to include it. If you do not sign a waiver, the insurer will automatically include PIP in your policy.
Is PIP Required in Washington State? Currently, there are 15 states in the country that require motorists to have PIP, but Washington is not one of them. But all insurance carriers must offer PIP coverage to motorists.
Washington State is not a no-fault state; it follows a tort system. This means the driver who is at fault in an accident is responsible for paying compensation through their insurance to those injured. In other words, fault determines who pays.
It's illegal to drive a car in Washington without having liability insurance or another way to assume financial responsibility for damages.
