The Home Mortgage Disclosure Act HMDA requires many financial institutions to maintain, report, and publicly disclose information about mortgages. The Bureau has released the 2025 Online FIG and Online Supplemental Guide for Quarterly Filers for 2025, which are available here.
Mortgages and related documents, including mortgage notes, are generally considered public records.
All of the mortgage records you can legally gain access to will be stored with the county where the property is located. Fortunately, most counties now have a digital version of their records for easy viewing. In any case, you'll want to locate the county's clerk's office or public records website.
From your web browser: Sign in to your online bank. Click Overview in the main menu. Select your mortgage account. Click Download my eStatements. Follow the instructions.
If you need another copy of your mortgage statement, you can get one through contacting your lender. Many lenders offer access to past statements through an app or online banking portal. Alternatively, you may be able to call your lender or visit a branch to get a copy.
Include details about the property, such as its address, type, and any additional information required by the template. Provide a breakdown of your monthly mortgage payments, including the principal, interest, taxes, and insurance amounts.
Your annual mortgage statement will detail everything about your mortgage, including the: type of mortgage you have. length of your mortgage deal. remaining mortgage term. opening balance from the beginning of the calendar year.
The letter should include an explanation regarding the negative event, the date it happened, the name of the creditor and your account number. It should also include an explanation of why you don't see this problem happening again.
A mortgage statement will show the current mortgage balance, current interest rate, amount remaining on the mortgage term and amortization and the contact information for the mortgage holder. A mortgage statement may also provide a history of payments from the date of the last issuance.
Your annual mortgage statement will detail everything about your mortgage, including the: type of mortgage you have. length of your mortgage deal. remaining mortgage term.