Liens are legal claims against property by creditors that allow them to collect what they're owed. Liens can be general or specific, and voluntary or involuntary. If a homeowner doesn't settle an obligation, then the lienholder may legally seize and dispose of the property.
County Records Office The release of lien in Texas must be filed with the same county office where the original lien was recorded. This ensures that anyone searching the property records will find both the original lien and its subsequent release.
The easiest way to eliminate the lien amount is to rectify the issue by contacting the bank executive or clearing the dues.
Interested persons may visit the county clerk's office where the lien is filed and examine relevant public records. Alternatively, the searches can be done online using the county clerk's online search tool (if available in the county of interest).
If the bank failed within the last two years and another bank purchased or acquired the failed bank, you should contact the acquiring bank (see the Failed Bank List). If the lien is for a subsidiary of a failed bank, the FDIC may also be able to assist you. Please contact FDIC DRR Customer Service at 888-206-4662.
Obtain the lien release form: You can typically find lien release forms online on state government websites or through legal document providers. Make sure you have the correct form for your specific situation.