Winter session is now considered as part of the spring semester for federal financial aid purposes. This means that if a student is registered for three credits during winterim, and nine credits during spring, they would be considered a full-time student and their Federal financial aid would be packaged as such.
To get a payoff letter, ask your lender for an official payoff statement. Call or write to customer service or make the request online. While logged into your account, look for options to request or calculate a payoff amount, and provide details such as your desired payoff date.