This form is a sample letter in Word format covering the subject matter of the title of the form.
This form is a sample letter in Word format covering the subject matter of the title of the form.
First, you'll need to contact your lender and let them know you want the information. Depending on your lender, you may have to sign in to an online account, call a helpline, or send a formal letter to start the request process.
Start by finding a credit card with a lower interest rate than your current card, then transfer your balance (or a portion of it) to the new card. The idea is that the transferred balance on the new credit card will accrue low or no interest during an introductory period—usually anywhere from 6–24 months.
Under federal law, the servicer must generally send you a payoff statement within seven business days of your request, subject to a few exceptions. (12 C.F.R. § 1026.36.)