This spreadsheet creates an amortization schedule for a fixed-rate loan, with optional extra payments. Clients interested in lending money to financially assist a family member should consider making an intrafamily loan.Here, we outline basic information. Use this free Pennsylvania mortgage calculator to estimate your monthly mortgage payments and annual amortization. Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Amortization is an accounting technique used to periodically lower the book value of a loan or intangible asset over a set period of time. Loans paid out. -. (119,032). Loan repayments received. 30,046. 24,306. The mortgage payoff calculator helps you find out. A variety of financing options are available to help students finance the cost of education.